Jewellery · Australia

Best Silver Necklaces Australia

Updated 2026-06-306 products reviewedCurated by Bikram Nath

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Quick answer

The best silver necklace in Australia is the Pandora Moments Snake Chain Necklace in 925 sterling silver — charm-compatible, adjustable and backed by Pandora's national store network. The Thomas Sabo Sterling Silver Star Pendant Necklace is a strong gift runner-up. Expect to pay AU$30 – AU$300.

Editor's choice

Pandora

Pandora Moments Snake Chain Necklace 925 Sterling Silver

Australia's most popular silver necklace — Pandora 925 snake chain compatible with Pandora charms.

Check price on Amazon AU

Silver necklaces sold in Australia should specify 925 sterling silver (92.5% pure silver, 7.5% alloy). Unlike the UK which has mandatory hallmarking via Assay Offices, Australia does not have a government-mandated hallmarking system — buyers must rely on retailer disclosure and Australian Consumer Law (ACL) guarantees about product descriptions. Reputable Australian silver jewellery retailers (Pandora, Michael Hill, Thomas Sabo) consistently mark their silver as 925 and comply with ACL consumer guarantee requirements. We cross-referenced Australian jewellery retailer bestsellers and Amazon Australia to identify the top silver necklaces for 2026.

At a glance

#ProductStandoutBest for
1Pandora Moments Snake Chain Necklace 925 Sterling SilverPandoraCompatible with Pandora charm ecosystemCharm-chain baseView ↗
2Thomas Sabo Sterling Silver Star Pendant NecklaceThomas SaboAvailable at Myer and David Jones AustraliaPendant giftView ↗
3Lovisa 925 Sterling Silver Ball Chain NecklaceLovisaAU$29-49 — most affordable 925 silver in AustraliaBudget everydayView ↗
4Michael Hill Sterling Silver Freshwater Pearl NecklaceMichael HillMichael Hill Australian store network — Sydney, Melbourne, Brisbane, PerthView ↗
5Sterling Silver 925 Diamond Accent Pendant Amazon AUVariousAmazon Australia Prime deliveryView ↗
6Pandora Rose Gold Plated Sterling Silver NecklacePandoraPandora Australian store availability + Pandora AU websiteView ↗

How to choose the best silver necklaces in Australia

  1. 1925 sterling silver is the Australian standard for quality silver jewellery — it means 92.5% pure silver. Always check for '925' or 'Sterling Silver' stamping before purchasing.
  2. 2Australia does not have mandatory hallmarking laws — unlike the UK, Australian silver can be sold without government-certified hallmarks. Buy from reputable Australian retailers (Pandora AU, Michael Hill, Thomas Sabo AU) or look for 925 stamping on the piece.
  3. 3Rhodium plating: Many silver necklaces in Australia have rhodium plating to prevent tarnishing. This is appropriate for Australian coastal humidity conditions — tarnishing accelerates in coastal Australian environments.
  4. 4Chain length: Standard Australian necklace chain lengths are 40cm (choker), 45cm (standard), 50cm (princess) and 60cm (opera). Most Australian jewellery retailers offer adjustable chains.
  5. 5Under Australian Consumer Law, if a silver necklace causes skin reaction due to undisclosed non-silver content, you're entitled to a remedy. Always request material disclosure for Australian allergy concerns.

Top 6 jewellery picks for Australia

#1Top pick
No product image available

Pandora

Pandora Moments Snake Chain Necklace 925 Sterling Silver

Top Pick
Charm-chain base

Australia's most popular silver necklace — Pandora 925 snake chain compatible with Pandora charms.

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Metal925 sterling silver
Length40cm/45cm/50cm options
ClaspPandora lobster clasp
CompatibilityPandora charms

Pros

  • Compatible with Pandora charm ecosystem
  • Available at Pandora Australian stores and pandora.net/au
  • 925 sterling silver with Pandora quality guarantee
  • Adjustable length options (40cm, 45cm, 50cm)

Cons

  • AU$89-109 for chain only — no charms included
  • Only designed to work with Pandora charm system
#2
No product image available

Thomas Sabo

Thomas Sabo Sterling Silver Star Pendant Necklace

Best Gift
Pendant gift

Australia's top silver pendant gift — Thomas Sabo 925 silver star pendant at Myer and David Jones.

Check price on Amazon AU
Metal925 sterling silver
StoneCZ accent
Available atMyer, David Jones AU
PackagingThomas Sabo gift box

Pros

  • Available at Myer and David Jones Australia
  • Thomas Sabo Charming gift packaging
  • 925 sterling silver with CZ accent stones
  • AU$119-149 mid-range gift price

Cons

  • AU$119-149 price
  • Pendant size modest — not a statement piece
#3
No product image available

Lovisa

Lovisa 925 Sterling Silver Ball Chain Necklace

Best Value
Budget everyday

Best value silver necklace in Australia — Lovisa AU stores, 925 silver, AU$29-49.

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Metal925 sterling silver
StyleBall chain
PriceAU$29-49
Available atLovisa Australia

Pros

  • AU$29-49 — most affordable 925 silver in Australia
  • Available at Lovisa Australian stores nationally
  • Layering-friendly ball chain design
  • Multiple lengths available

Cons

  • Fashion-grade construction
  • No gift packaging at entry price
#4
No product image available

Michael Hill

Michael Hill Sterling Silver Freshwater Pearl Necklace

Best Pearl Necklace

Australia's top sterling silver and pearl necklace — Michael Hill Australian-operated retail network.

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Metal925 sterling silver
StoneFreshwater pearl
Available atMichael Hill Australia
WarrantyAustralian Consumer Law

Pros

  • Michael Hill Australian store network — Sydney, Melbourne, Brisbane, Perth
  • Freshwater pearl + 925 sterling silver
  • ACL warranty support through Australian stores
  • AU$199-299 mid-premium gift

Cons

  • AU$199-299 price
  • Freshwater pearl (not Akoya or Tahitian)
#5
No product image available

Various

Sterling Silver 925 Diamond Accent Pendant Amazon AU

Best Amazon Australia silver pendant — 925 sterling silver with diamond accent, Prime delivered.

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Metal925 sterling silver
StoneDiamond accent (natural)
DeliveryAmazon Prime AU
PolicyACL consumer guarantees

Pros

  • Amazon Australia Prime delivery
  • Multiple price points from AU$39-89
  • 925 sterling silver with product description guarantee
  • Returns covered under ACL via Amazon AU

Cons

  • Brand may vary — check 925 stamping disclosure
  • No physical Australian store for in-person viewing
#6
No product image available

Pandora

Pandora Rose Gold Plated Sterling Silver Necklace

Pandora's Australian rose gold sterling silver option — 18k rose gold plating over 925 silver.

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Metal925 silver + 18k rose gold plating
StyleRose gold tone
Available atPandora Australia
CareAvoid salt water

Pros

  • Pandora Australian store availability + Pandora AU website
  • 18k rose gold plating over 925 sterling silver
  • Popular in Australian fashion jewellery segment
  • Pandora quality guarantee

Cons

  • AU$99-129 price
  • Rose gold plating can wear over time with Australian coastal humidity

Editor's note

Australia's silver jewellery market is dominated by Pandora, Thomas Sabo, Michael Hill and Lovisa. Pandora's Australian stores and website provide Australian GST-inclusive pricing and ACL warranty support. Thomas Sabo Australia operates through authorised Australian retailers. Amazon Australia stocks international silver jewellery brands with standard Australian consumer protections. Australian jewellery purchases are protected by Australian Consumer Law, which provides stronger rights than many other countries. Lab-grown diamonds have gained significant market share, offering identical physical properties at 30–50% lower cost. For everyday wear in Australian conditions, platinum and palladium settings outperform white gold, which requires periodic rhodium plating that wears off faster in active lifestyles.

Our take

Everyday silver necklace: Pandora Moments Snake Chain (AU$89, adjustable, Pandora AU stores). Gift: Thomas Sabo star pendant necklace (AU$119-149, available at Myer). Value: Lovisa 925 silver chain (AU$29-49, Lovisa AU stores). Statement piece: Michael Hill Australian diamond-set silver pendant (AU$199-349).

Honourable mentions

Tiffany & Co Return to Tiffany Silver Pendant

Premium silver necklace available at Tiffany & Co (David Jones Australia, standalone stores) — Australia's most prestigious silver pendant at AU$399+.

Swarovski Crystal Pendant Necklace

Austrian crystal pendant necklaces available at Swarovski Australian stores — premium crystal accent at AU$129-249.

Frequently asked questions

What is 925 silver in Australia?

925 sterling silver means the piece is 92.5% pure silver — the standard quality benchmark for silver jewellery in Australia. The '925' stamp or 'Sterling Silver' marking is the indicator Australian buyers should look for when purchasing silver necklaces.

Does Australia have hallmarking for silver?

No — unlike the UK, Australia does not have a mandatory government hallmarking system for silver jewellery. Australian buyers should look for 925 stamping on the piece and buy from reputable Australian retailers covered by Australian Consumer Law.

Where to buy silver necklaces in Australia?

Pandora (Australian stores + pandora.net/au), Michael Hill (Australian stores + michaelhill.com.au), Thomas Sabo (Myer, David Jones), Lovisa (Australian stores) and Amazon Australia all stock quality 925 silver necklaces at various Australian price points.

How do I stop a silver necklace tarnishing in Australia?

Tarnishing accelerates in Australia's coastal environments due to salt air and humidity. Store silver in an airtight pouch away from sunlight. Clean with a silver polishing cloth. Rhodium-plated silver resists tarnishing longer than unplated sterling silver.

What silver necklace brands are available in Australia?

Pandora, Thomas Sabo, Michael Hill, Lovisa and Tiffany & Co (David Jones) are the main silver necklace brands in Australia. Lovisa offers the most affordable 925 silver options in Australian stores; Pandora and Thomas Sabo are the most popular premium options.

Further reading

Researched, not paid

Rankings reflect specs, expert reviews & buyer feedback — never payment.

One honest rate

We earn the same Amazon commission on every pick, so nothing is upsold.

Aussie availability

Every pick links to Amazon.com.au — no dead links, no fake photos.

Affiliate disclosure: AUPicks may earn a commission from links on this page at no extra cost to you. This never influences our rankings. Curated by Bikram Nath · Last updated 2026-06-30.

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Top pick

Pandora Moments Snake Chain Necklace 925 Sterling Silver

Check price on Amazon AU →